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toby1243,
Thank you for your inquiry and the opportunity to assist you. I have included this link: https://www.usaa.com/inet/wc/why_choose_usaa_main?wa_ref=pub_global_usaaandu where you brother can answer a few questions to determine if he is eligible for membership. If he or you have further questions a New Member Specialist can provide assistance at 800-531-8722.