The performance first savings account is way behind other large banks when it comes to interest rates. About a year ago, when USAA was still paying .3% on balances over $100,000, I decided to move my savings to Capital One 360 money market that was paying 1.2%. That was 4 times the amount USAA was paying. It has now been a year, and USAA is still paying .3% and Capital One has increased to 1.5%. Instead of earning $100 per month with USAA, I am now earning $500 per month with Capital One. I hope USAA will rethink their interest rates in the future. USAA is the best when it comes to auto insurance as far as the rates I have seen in Florida.
