Financial Advice Q&A

Ask USAA Questions and Answers
Subject Likes Date
Question
Debt Management

Should I follow the Debt Manager plan or consolidate my debts with a personal loan?

I have started to pay off all my debit (credit card, student loans and car payment totaling about $24,000). I used the debit manager tool on...

0

02-07-2017 08:39 AM

Question
General Financial Planning

Should I invest in a Roth 401(k) or a Traditional 401(k)?

Should I switch from a Roth 401 to a trad.401 to reduce my taxes. I am 7 years away from retirement. I am in the 25% bracket . Which would b...

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02-06-2017 10:39 AM

Question
College Planning

Should I contribute to a grandparent's 529 set up for my children?

Two sets of grandparents have set-up 529 college plans for my two young children. Should my husband and I set-up a third 529 plan for each o...

1

08-15-2016 11:15 AM

Question
General Financial Planning

Can I rollover my TSP?

Can funds from a traditional (non-Roth) TSP Account be rolled over to a Roth Account? I understand that these funds would be taxable this ye...

0

07-20-2016 11:02 AM

Question
General Financial Planning

Where should I save for a Home Down Payment?

I'm looking to buy my first home in about 1-2 years and I would like to start putting money away for a down payment. What are the best inves...

1

07-11-2016 11:08 AM

Question
Credit Scores

Should I pay off my credit card in full each month or just pay the minimum to build my payment history?

ok i have very little credit now, i just got two of the credit cards off of here (the build your credit one 500.00 each limt) now the questi...

1

07-11-2016 10:10 AM

Question
Credit Scores

Will closing credit card accounts hurt my score?

I have a good credit score. I want to close some non essential store credit cards. will this hurt my credit score, if so how long til score ...

1

07-07-2016 05:28 PM

Question
Debt Management

What are the best options for consolidating student debt?

What are the best options to refinance or consolidate student debt (about $175K). Interest rate is 6.8% and we'd like to get that down. We h...

0

07-06-2016 04:58 PM

Question
Credit Scores

Does checking my credit score hurt me?

Is there a negative impact to subscribing to the CreditCheck® & ID Monitor program with USAA? It is the same as having a credit check? It is...

0

06-23-2016 06:46 PM

Question
College Planning

How does FAFSA work?

My daughter is attending community college for general ed and will be transferring in fall 2017 to a university. Do you know how the FAFSA w...

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06-21-2016 10:19 AM

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