Financial Advice Q&A

Ask USAA Questions and Answers
Subject Likes Date
Question
Mortgage & Housing

Can I rollover the capital gain on my house into a new property?

I will be selling my second home and expect a fair amount of profit. How do I minimize what I will be taxed on. I will be building a new pri...

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04-22-2015 05:20 AM

Question
Debt Management

Should we refinance or make payments to principal balance?

My question is should we pay an extra house payment each month or refinance from a 30 yr 3.25 interest to a 15 yr loan? We are 48 yrs old, m...

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04-20-2015 06:03 PM

Question
Mortgage & Housing

How much house can I afford?

I am trying to determine how much house I can afford. Most of the mortgage calculators out there ask for a "monthly debts." I'm debt-free: I...

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04-20-2015 06:50 AM

Question
Credit Scores

How can I build credit?

Are there any other options besides getting a secured credit card to improve credit?

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04-20-2015 06:21 AM

Question
IRAs

Can I contribute to a Roth IRA even though I can't deduct my traditional IRA?

I have a traditional IRA and a Roth IRA. My taxable income is too high to deduct my traditional IRA contributions (which is where I've been ...

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04-14-2015 06:33 PM

Question
Debt Management

Should I cosign for a family member?

A family member wants me to co-sign on a loan for a manufactured home. If I do, how would it affect my financial standing?

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04-13-2015 11:13 AM

Question
IRAs

Where should I save for retirement?

Hello, I was wondering, if I max out my Roth IRA and would still like to save more for retirement, can I also contribute to a traditional IR...

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04-12-2015 03:29 PM

Question
IRAs

Can I deduct an IRA contribution?

I have a traditional IRA with USAA and I owe 1k and change for 2014 taxes, can I contribute to a traditional traditional IRA and reduce my t...

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04-12-2015 10:30 AM

Question
Life&Health Insurance

Life insurance or SBP?

Divorcing and life insurance: We've invested for 10yrs on 20 yr. term life ins.- 1.2Mvalue and also a life policy via his employment. (same ...

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04-08-2015 12:11 PM

Question
Credit Scores

Should I lower my credit limit?

I'm planning to pay off my credit cards and student loans in the next month. The student loan accounts will be closed however, should I lowe...

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04-05-2015 11:36 AM