Financial Advice Q&A

Ask USAA Questions and Answers
Subject Likes Date
Question
Budgeting

My income is about to go up a lot. How should I use it to fix my past mistakes?

I have recently gotten a new position at my job. My income will nearly double and I'm finally on a stable path to pay off my debts and rebui...

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04-15-2014 06:21 PM

Question
IRAs

Can we cash out an inherited IRA?

My siblings and I are in the process of settling my mother's estate. We have been instructed to submit applications for an IRA-BDA through t...

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04-11-2014 05:50 PM

Question
General Financial Planning

How do I get off to a good start with my finances?

I am going to basic soon and hoping to get my life moving forward. Any financial advice you can give me when I start having a stable income?...

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04-11-2014 09:09 AM

Question
Debt Management

Should I use penalty free withdrawal during divorce to payoff debt?

I have $30,000 sitting in my ex-husband 401(k) and in mutual funds and corporate stock through a QDRO. I have the option to use it to pay of...

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04-10-2014 07:27 AM

Question
IRAs

Our AGI is too high for Roth IRA contributions. What now?

Dual-military couple with our first child on the way. My wife and I are both 37 and feel very comfortable about our retirement plan. This ye...

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04-09-2014 06:32 AM

Question
Mortgage & Housing

Can I use IRA money for a home down payment?

My fiance and I are considering purchasing a home. My employment isn't steady, as I'm a graduate student and just work a few odd jobs when I...

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04-04-2014 08:35 AM

Question
Credit Scores

How do I rebuild my credit following divorce?

Hi JJ & Scott, I could use your financial advice. I'm not even sure where to begin really. The short story is I went through a rather nasty ...

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04-03-2014 05:09 PM

Question
Credit Scores

How bad does it hurt my credit if I close a credit card?

I am your average joe, that loves to pull out a credit card and just use it even when I know that I have a struggle to pay it off. My questi...

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04-01-2014 09:13 AM

Question
Budgeting

How do I get on track after bankruptcy?

What is an appropriate plan to begin "anew" once a bankruptcy becomes final? Does USAA offer assistance in the post-bankruptcy planning?

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03-31-2014 02:52 PM

Question
Mortgage & Housing

What are the steps and financial aspects of purchasing a $350,000 house?

I'm looking into buying a home roughly in the 350,000 area. What would be the steps in purchasing a home and expenses and the monthly paymen...

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03-29-2014 08:59 PM