Financial Advice Q&A

Ask USAA Questions and Answers
Subject Likes Date
Question
Investing

Should I diversify my TSP?

I have a Roth IRA and a Traditional TSP. Currently the money in my TSP is all in the G Fund, but I would like to diversify my funds to see i...

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05-19-2015 04:56 PM

Question
Retirement

Will I avoid the 10% penalty if I pull money from my 401(k)?

I want to withdraw from my 401K without the 10% penalty although I am not 59 years old yet. In reading the IRS guidelines about withdrawing ...

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05-18-2015 10:56 AM

Question
Taxes

What's best tax deal for retirees?

What States provide the most advantageous tax treatment of Federal Pensions?

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05-17-2015 12:38 PM

Question
Credit Scores

Should we close or keep open our credit card accounts?

when trying to improve your credit is it better to pay off your cards and cancel them or pay them off and leave them open we have 7 cards an...

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05-17-2015 09:59 AM

Question
Investing

How do I get started with a 401(k)?

I recently started a new job and have never had to deal with 401k's. My company doesn't give advice (without paying for it) on how to effect...

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05-15-2015 09:38 AM

Question
IRAs

Can USAA set up an inherited IRA?

I have a few Inherited IRA's coming to me and I would like to set up an Inheritance IRA to roll them into. Is USAA capable of setting this u...

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05-13-2015 08:55 AM

Question
Debt Management

Should I pay off my car?

Payoff Auto loan? I have recently purchased a used 2014 car (to minimized some of the initial depreciation cost). The car is currently worth...

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05-12-2015 09:34 AM

Question
Taxes

Is a wedding gift taxable?

I want to give my son and his wife to be $30,000.00 as a wedding gift. What are the federal/state tax requirements?

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05-11-2015 04:55 PM

Question
Retirement

If it happens, should I switch to new military retirement?

If the DoD changes its retirement structure from an all-or-nothing 20 years of service to a government-matching 401(k)/TSP program, should I...

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05-11-2015 03:15 PM

Question
Debt Management

Should I refinance my home equity line of credit?

I have a rental that I borrowed $150,000. against to open a bar. The bar has taken a while to become profitable (thanks to OBAMA economics),...

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05-08-2015 08:32 PM