Financial Advice Q&A

Ask a Question

Recent Financial Advice Q&A Conversations

I would like to payoff my home loan in 15 yrs. my current balance is $131,943.68, my interest rate is 3.875% fixed. How much should I pay to payoff this loan in 15yrs.
Do the rate changes for a Term Life Policy, of is the value policy reduced at a certain age?Please give me an answer for a 'Universal' and a 'Whole Life', as asked above?
What are the penalties for cashing out a Roth IRA early (I am 54 years old). My wife and I want to pay down a large personal loan.
I am retiring from active duty and want to know if I need to purchase the SBP annuity or if I should take that same amount, purchase a term life policy and invest the difference for the next 30 years. The SBP annuity will cost over $400 per month. I will be 54 yrs old upon retirement. Could I get a ...
I have a special need daughter who will require a SNT after My wife or I dieand was unsure how you handle these cases
I have a retirement from a previous job just sitting and not growing. I don't want to roll over to my new job because I don't plan on staying with my new job. However, I need to be able to have access to the $ as I am not totally financially stable right now. What is my best bet to do with this $ to...
Does USAA offer long term care insurance? I’d like information about it if you do.
I have a 529 for my kid, however due to autism and developmental disability I am curious if I do not use these expenses for college, can I roll this to a different type of fund for him? (living expenses, etc)
Questions regarding protecting IRAs in a market down turn. I know just about enough about investing to be dangerous so please excuse my ignorance. I have 2 managed IRAs. They are doing well. But I am curious to know what is the best way to protect them should the market move into a long-term down-tu...
I really cannot decide 100% on whether I should stick with current Military Retirement plan or switch to the BRS. Currently at 9.5yos, 6.5 of those were enlisted. I PLAN on staying until 20, but nothing is guaranteed. Just looking for advice or different ways to look at the pros and cons. Thanks!