Financial Advice Q&A

Ask USAA Questions and Answers
Subject Likes Date
Question
IRAs

What are the taxes if I roll an IRA to a Roth IRA?

Do I have to pay tax if I rollover: Mutual Fund - IRA to Roth IRA If yes, is it on all money, or just earnings?

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03-02-2015 05:57 AM

Question
Budgeting

How can I improve my credit score?

How can I start working on improving my credit score.

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03-01-2015 05:10 AM

Question
IRAs

I'm 59 1/2, can I convert my IRA to Roth IRA?

I have both Traditional and Roth IRAs. I am also over 59-1/2 years of age and may begin withdrawals without penalty. Question: Can the money...

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02-27-2015 12:39 PM

Question
Debt Management

Should I take CSB/REDUX to pay down debt?

The time is coming to decide if I want to take the $30,000 career status bonus. I know in the long run I will end up receiving less money ho...

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02-26-2015 07:21 AM

Question
Debt Management

Should I pay off my car loan or start investing?

Should I pay off my car loan or start investing? My wife and I have a loan with $24,000 @ 1.74% interest with about three years left on the ...

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02-23-2015 04:51 AM

Question
IRAs

What's the best way to handle my father's IRAs?

Regarding estate planning.. My father has IRA's and wants to know the best way to leave them to my sister. Can he pass it over to her as an ...

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02-22-2015 11:04 AM

Question
Mortgage & Housing

Should I use retirement savings to pay off my mortgage?

When I retire, I'd like to use 33% of my retirement savings to pay off my mortgage. Is that a wise decision?

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02-21-2015 04:01 PM

Question
Mortgage & Housing

Should I cash in my 401(k) to pay taxes?

I would like to pay my taxes (owe about 16K- OUCH!!!) and buy a house... have about 29K in my 401 and make a little less than 8000 per month...

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02-18-2015 10:06 AM

Question
College Planning

What’s the best way to save for a 3 year old?

I have a 3 year old son and would like to start a savings investment for him. Maybe a ROTH IRA, Mutual Fund or an Index. I have read about t...

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02-17-2015 08:06 PM

Question
IRAs

I'm 50, how much can I contribute to my 401(k)?

I Have a Roth IRA with USAA and a 401 K through work what is the max I can contribute to a 401K ? I'm 50 years old.

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02-17-2015 11:58 AM