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Hello @ORDA09749,
Welcome to the #USAAFamily! Becoming a member should not be stressful, I'm sorry to hear you experienced stress while joining USAA.
If your profile is incomplete, this might be the cause for not being able to apply for accounts. A New Member Specialist can assist you at 210-531-8722 or via a secure online chat.
Have a great day! ~ Lori C