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@Marcine, I think auto insurance is marginally better at USAA. That’s it. For all other financial needs, look elsewhere. It isn’t hard to find decent CDs at other institutions; at .01%, it may be worth the penalty to go elsewhere.
Marcine, I understand you have concerns regarding Certificate of Deposit accounts and with information you've been provided. Your concerns are important to us and we will ensure this matter reviewed further by the appropriate team. Thank you. - Rhonda