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USAA backs Servicemembers Insurance Relief Act

‎05-19-2014 03:17 PM

CongressUSAA endorses a bill by U.S. Reps. Ed Royce, R-Calif., and Tammy Duckworth, D-Ill., that would ease one of the burdens military personnel face when they move on military orders by allowing them to keep their auto insurance policy rather than getting a new policy every time they move.


The Servicemembers Insurance Relief Act (H.R. 4669) would create a new option for members of the U.S. military, including the National Guard and Reserve, to keep their current auto insurance policy when they receive permanent change of station or temporary duty assignment orders. The bill attempts to make the current state-based insurance regulatory system more accommodating for members of the military community, who are required to move frequently.


“The men and women in our nation’s military regularly sacrifice in service of our country,” said Brian Conklin, vice president of federal government relations for USAA. “The hassle and confusion of changing auto insurance every time they move to a new state is one burden they don’t need. This bill would let service members choose a single policy that could follow them throughout their military career. By giving service members this choice, this bill can give them some peace of mind.”


“We already ask so much of our nation’s brave men and women in uniform, many of whom are required to make frequent moves with their families around the country. The least that Congress can do is to make that process as painless as possible. The Servicemembers Insurance Relief Act eliminates the cumbersome practice of changing auto insurance policies that members of the military undergo every time they change residences,” said Rep. Royce. “USAA is an organization that has been dedicated to serving our troops since its inception and I’m proud to have its support for this legislation.”


“Members of our military serve around the globe and make enormous sacrifices while doing so,” said Rep. Duckworth. “As they move their families around the country, we should be doing everything within our power to allow them to do their jobs to the best of their ability. The Servicemembers Insurance Relief Act is an important step in that direction.”


The bill by Reps. Royce and Duckworth follows a 2013 report by the Federal Insurance Office of the U.S. Department of the Treasury that said the office would work with stakeholders to develop per­sonal auto insurance policies for U.S. military personnel that would be enforceable across state lines.


The bill would require insurers who are notified of a military customer’s orders to move to inform the customer that they can continue with the same policy for their current state of residence or seek a new one. Insurers would be allowed to make rating adjustments to the existing policy to address changed risk factors based on the new location, such as a greater risk of a car being stolen or damaged by hail.


The bill was introduced on May 19 and is expected to be referred to the House Committee on Financial Services.




No Department of Defense or government agency endorsement. 

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