07-22-2014 09:56 AM
Joe Boyou met the woman who would become his wife when he was stationed at Keesler Air Force Base. By their third date, he knew Veronica Barnes was the one, but he didn’t know that her foresight and financial wisdom would ensure her family’s well-being long after her death.
Veronica was studying toward a degree in human resources at Virginia College when she met Joe in her hometown of Gulfport, Mississippi.
“I just knew she was the one: smart, wholesome and from a good Christian family,” Joe says.
They tied the knot in 2009 before the Air Force transferred Joe to New Mexico. Fast forward four years to Veronica’s graduation in May 2013. She walked the stage while pregnant with their son. Everything seemed set for the happy couple.
In the months leading up to their son’s birth, Veronica began to nag her husband about the need to take out life insurance for her.
“She said, ‘Do this now.’” Joe says. “She knew a lot could happen.”
Busy with preparations for the baby, the couple delayed her life insurance quote. As her due date grew closer, they knew they couldn’t put it off any longer.
Just days before Veronica was due, the couple finally submitted the information required to receive the life insurance policy.
On Sept. 18, the Air Force’s birthday, Veronica gave birth to a son, Joey. But the happy time quickly turned into heartbreak for the family when Veronica lost her life due to complications during delivery. Joe was left to grieve for his wife and care for the newborn all by himself.
Helping take care of newborn Joey
After his wife’s death, Joe was allowed to transfer back to Keesler Air Force Base on a humanitarian assignment to be nearer to his wife’s mother and sister, who now help care for little Joey.
Joe says the life insurance money from the policy Veronica insisted they buy has gone a long way toward helping him care for Joey. “The money from USAA Life Insurance Co. sure came in handy. I was able to relocate myself and my son to be nearer to his grandma and auntie here in Biloxi,” Joe says.
“I am mostly grateful to be able to afford the baby’s immediate necessities as a single parent,” he says. ”Veronica was very strong. She meant so much to me. Learning to live without her every day is a constant struggle.”
Life insurance and annuities by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.
Use of the term “member” or “membership” does not convey any eligibility rights for auto and property insurance products, or legal or ownership rights in USAA. Ownership rights are limited to eligible policyholders of United Services Automobile Association.
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