I' m considering BRS; Can I get details on BRS Continuation Pay?

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BRS mid career bonus & other bonuses. I am an active duty officer and aviator with 9.5 years of service. I haven't found anything that can provide details on the mulitplier for the 8-12 years of service bonus if I decide to opt into the BRS. Along with the 8-12 year bonus, I will qualify for an aviation bonus in one year. Has anyone heard if you can have both of those at once or the relationship of the two? I would think the aviation bonus would be independent of the 8-12 year bonus but wouldn't be surprised to find there is a clause about two bonuses at once. Any info or guidance would be great. Getting pertinent answers from Finance or anyone on AD seems to be a chore. "We will have to look into that" is getting old.

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Let me say it's great talking to another pilot.  As a former F-15 pilot, I can relate to your predicament.  Let me answer your questions as best as I can but also give you a few things to think about.


First of all, I want to make sure we are talking apples to apples.  The BRS mid-career bonus you are referring to is called continuation pay.  As far as continuation pay is concerned, I do not know of, nor have I read anything that says you cannot have two bonuses at once.  Now, that does not mean that in the future, that the military will do away with the aviation bonus and just offer the continuation pay with a higher multiplier for aviators.  As you well know, the only thing constant in the military is change.


2nd, the DoD just released Continuation pay rates for 2018.  It is linked here  Continuation Pay Rates - 2018


Finally, the decision to switch to BRS or not is more of a career decision than a numbers decision.  So, ask yourself if you will retire from the military.  Being that you are a pilot in a pilot shortage and considering the aviation bonus, it's a high likelihood that you will go the distance and retire from the military.  That is the key decision.


In most cases, those that retire from the military maximize their retirement benefit in the High-3 (current) retirement system.  However, keep in mind that the High-3 is a "retire or nothing" system.  If you decided not to switch and for some reason leave military service without retiring, you do not get any government provided retirement benefit.  That is the advantage of BRS.  It does not require military retirement to receive government provided retirement benefit.


What I recommend is to carefully consider your chances and desire to retire from the military.  Also, please visit our USAA BRS Webpage to not only look at our video which can help explain the decision to make but also click "Get Started" to use our Military Retirement Comparison Tool.  It allows you to compare the BRS and High-3 side by side based on different career decisions you might make.