So my auto premiums recently went up because my husband (didn't tell me) got 4 speeding tickets within the last year.  Now he got a fourth, but for failure to stop at a red light, he said the light was yellow, so who knows.  So are we looking at another increase in our rates?  I'm worried they may drop him or us.  By the way, I haven't had a ticket in 5 years.  We have all our banking and home/auto insurance through USAA, and we've been with them for almost 4 years now.  We love USAA, so I hope they show some consideration.