Credit Cards

If I pay more than the minimum due, why wouldn't that "extra" money go straight to the principle? It used to, now I have to call e...

DSTEXAS's avatar
DSTEXAS
Mellll, If you paid more than the minimum payment the extra would be going towards the balance with the highest APR. Th...

Is this USAA or Bank of America

I have noticed for the past few months my beloved USAA has adopted the Bank of America model of managing deposits - meaning they s...

Chaun RaChelle's avatar
Chaun RaChelle
Thanks. Best of luck & brighter days to you, sir or ma'am.
DSTEXAS's avatar
DSTEXAS
I don't work for USAA, I'm a member just like you. Unlike BoA, USAA is basically a member owned company. I haven't seen...

Contributing to Both 401K and TSP

I recently went from active to the reserves. My new employer offers a 401K with matching up to a point. I'm contributing up to tha...

JosephMontanaro's avatar
JosephMontanaro
You'll definitely want to track it yourself and make sure you don't exceed the deferral limit ($18K in 2015). If you do...

Is the Credit Score Personalized?

Re: Credit Score Displayed on Credit Card Account Page Two of the three reasons listed as "Hurting" my credit score are bogus. I h...

DSTEXAS's avatar
DSTEXAS
JM, They appear to be a very general explanation of what may be hurting your credit score. Unless you have the highest ...

make it easier to email usaa!

I understand you folks have procedure and all that, but I'm sitting here floundering trying to get by waiting for these fraud issu...

BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Dear member, You can always send us an email or reach us by phone: E-mail: Start an E-mail Conversation with USAA Phone...
DSTEXAS's avatar
DSTEXAS
fraudulent transactions with your debit/checking is a real pain, I never use my debit card except at ATMs. Using a Cred...

Thank you for (finally) repairing the "My Budget" tool

It would seem that after months of apparent development your tool is finally working correctly. Transactions look like they are dr...

BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Thank you for your comments Vertigomusic. We are hoping to be much more transparent for the future plans of the tool. W...

Disappointed with credit card USAA

I have a USAA credit card and I made a payment on 9 April but my available credit hasn't been updated yet. My balance has been low...

DSTEXAS's avatar
DSTEXAS
KC, How are you making your payment. I would give them call or send them a message to find out if they have received yo...
KC LYONS's avatar
KC LYONS
I have the same problem with the USAA credit card. My payment still have posted after 10 days.

Penny Jar Savings

Does USAA offer a service like Acorns? I would love to round up my transactions from checking and throw the difference into saving...

Savings

I have a small amount of cash i would like to grow, where do i start? i will be used within the next 2yrs to buy a home but i didn...

MsSpam's avatar
MsSpam
Depending on how much you have you may want to consider a ROTH IRA. You can roll that into a house at a later date and ...

Stock Dividend Question

I have a Roth IRA, a regular IRA and then a general investment account. In my general stock account how do I switch dividends from...

BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Hi BTM, Thank you for your question. Unfortunately, I cannot answer this, but one of our licensed professionals can! Pl...