Background: My dad retired (20 years of service) from the US Army and passed away later at the age of 58. My mom began receiving the survivor's benefit and is currently 58 years old. She worked to meet the criteria for earning her own social security retirement benefits (40 credits). She retired from work a couple years ago and is just living off the survivor's benefit as well as some of her savings. She is considering retirement options.
Thanks. Any other advice or suggestions is welcomed! I'm sure there are a lot of other factors I haven't considered yet.