Hello Brahma. We encourage you to call and speak to one of our claims adjusters to answer this question. They are experienced in handling situations like this one when you need us most. At your convenience please call: 1-800-531-8722. You could also start a claim by visiting either USAA.com, or your mobile app. We excel at claims service and look forward in assisting you. Sincerely - Justin
The availability of your direct deposit is dependent on when your company processes their payroll. We post the funds as they are received. Country would actually not matter.