Member Benifits Honorable vs General under Honorable

I am trying to get a better understanding on what Benefits/Services do I get access to with General under Honorable Condition and and Full Honorable Discharge. I was discharged from the Navy with a General Under Honorable Conditions following a violent R A P E  from which I now am 100% disabled Permenat and Total (Unable to work) As a result I am told I do not have access to all the USAA services (Not sure which I do or do not have access to) Why am I still being punished for being R A P E D while the animal that did it was never caught or punished? I now recieve VA care for my issues and trying to improve my life and my Credit Scores to buy my first home and try to move onward and forward with my life but there always seems to be road blocks.



Dear EdwardMH,

First, I am so sorry for all you have been through. If you would please email us here at [expired email], we can look into your membership details (your member number is not tied to your social nickname) and someone can speak to the discharge question with more expertise than I can. We look forward to hearing from you and getting you the assistance you need. Thank you for posting.

EdwardMD, first off, sorry for what you had to go through. I hope the person that did this to you gets whats coming to him. Just wanted to ask you if you got in touch with the person from USAA in reference to obtaining insurance with a Gen discharge. If so, how did that process go? Who did you talk to and do you have contact info? Im going thru a similar situation. ... Thanks!

Dear One Cool Dad,

Thank you for commenting. Please feel free to give us a call here at 1-800-531-8722 and an eligibility specialist would be happy to collect your details and give you the information you need. Thank you for posting.

Hello. Im trying to figure out why im ineligible for auto insurance through USAA. I have a General (Under Honorable Conditions) discharge from the Army. Also, I was a USAA insurance policy holder while I was serving on active duty. Can anyone help me figure this out?

One Cool Dad,


I am following up with our insurance team now in order to provide you with an accurate answer. Thank you.

Did they ever let you join EMH?
Can never tell with the canned replies from corporate.

I ran across this thread because I recently have run into the same roadblock. With my GUHC discharge, I'm told that I'm eligible for Investment services and Insurance through their 3rd party (Liberty) but not Banking or Insurance through them.


Clearly in the title of my discharge it states, GENERAL UNDER HONORABLE why would this not be considered honorably discharged?

Hi @VascoWilliams! I understand your concerns regarding your discharge type and will be happy to provide more information. USAA membership and products are available to military members, veterans who have an honorable discharge and their eligible family members. These eligibility requirements were established so we could enforce fair and objective criteria for membership. We must apply these criteria consistently to maintain our status as a membership organization.


Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable. Eligible former dependents of USAA members may join USAA.


If you have any further questions, please give us a call at 1-800-531-8722. Thank you! -Marisa