Senior Chief 123: Thank You for your post! If you haven't done so already, please take a look at this webpage regarding Who Can Join. You may also wish to call USAA directly at 1-800-531-8722 to discuss specific on eligibility. Thank You!
I, personnally, can't stand the current USAA comercials claiming "service" to service members. I had auto insurance with USAA for 15 years and, after 3 claims within a 2 year period, I received a cancellation letter. The claims were all minor, but my years of membership were, obviously, worthless. They claim on the current commercials to be committed to service to military members, but my experience was quite the opposite. I now outwordly warn all that I encounter to avoid USAA.