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Dear Researcher1979,
I have forwarded your question over to our bank. I will post here as soon as I hear back. Thank you!
Dear Researcher1979,
Here is what our expert had to say: USAA membership is open to anyone who has honorably served in the U.S. military. A change in military status may impact USAA membership eligibility, please contact USAA to discuss the matter further at 210-531-USAA (8722). Thank you for posting!