My husband received notice that he is one of over 150 military families that are being separated this year, after 15 years of service, by not making promotion in order to reduce the number of troops in the Air Force. I see that forces have been reduced in the past, but was stunned they would do it in this manner. There is not much guidance or help provided on what happens with our insurances, life, dental and health and other transition issues. We had a financial plan for his retiring at 20, 5 years from now. We were completely unprepared for this. My kids are elementary and younger. He has been job hunting since the day he got notice, with nothing so far. Should we be having conversations with our mortgage companies ahead of the separation or once we have no income source? Can we request a rate reduction or modification to the loans without affecting our credit rating? We cannot sell one property since it is on lease until next year. How do you take advantage of the small window they are offering to move when you do not know where employment will be and may not have a job when the separation comes? It seems like it is use it or lose it. What happens to your residency that was determined from his first assignment? Are we required to take residency, car and voter registration where we are on the day of separation or can we and for how long maintain that residency? I already have absentee ballots for primaries from that state. All my vehicles are due for registration which expires in the month after separation. What would be good resources for a spouse to seek help from. To all the other military families in all the branches that could be impacted be these reductions, as noted for the Army here at USAA, in the economy of today it is a difficult situation to find yourself in. Do what you can each day to prepare for the possibility of losing what you were promised when you joined. I wish we would have known of this possibility 5 years ago. Hindsight is always 20/20.