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Classic - I hear from the other person's insurance company (Farmer's) in 8 days. I took the car in for an appraisal within 2 days and Farmer's has an answer 6 days later. Day 27 before USAA replied. This despite the fact I wrote USAA on 3 different occasions stating I was concerned about the damage worsening if I continued to drive the car because it was considered structural.