louie44's avatarlouie44Member Stories | ‎03-05-2014 07:19 PM

personal loan

Im very disappointed in usaa I applied for a small loan and was denied I have been a member for over 8 years what does one have to do to get some financial help
Comments

Rankster's avatarRanksterNew Member

by Rankster ‎03-05-2014 08:48 PM
Earn good to excellent credit by paying your bills consistently and on time. Never had an issue getting a low interest rate loan from usaa ever. I've bought 4 cars and two homes and usaa has financed them all.
Earn good to excellent credit by paying your bills consistently and on time. Never had an issue getting a low interest rate loan from usaa ever. I've bought 4 cars and two homes and usaa has financed them all.

Adamws1982's avatarAdamws1982New Member

by Adamws1982 ‎03-06-2014 06:46 AM
Length of membership has nothing to do with being approved for any loan. Criteria like income, credit score/history, debt to income, loan to value, ability to repay, etc are used to determine your application approval or denial. Length of membership may earn you a perk on a loan.
Length of membership has nothing to do with being approved for any loan. Criteria like income, credit score/history, debt to income, loan to value, ability to repay, etc are used to determine your application approval or denial. Length of membership may earn you a perk on a loan.

Analisa's avatarAnalisaAdministrator

by Administrator ‎03-06-2014 09:56 AM

We're sorry to hear that we weren't able to assist you with your recent loan request. If you'd like to discuss the decision in greater detail, please send a message using this link.

We're sorry to hear that we weren't able to assist you with your recent loan request. If you'd like to discuss the decision in greater detail, please send a message using this link.

Feezy's avatarFeezyOccasional Visitor

by Feezy ‎03-12-2014 06:35 AM

My husband and I have also applied for loans through USAA and have been denied EVERY time. I will admit that I have not the greatest of credit however my husband's is near flawless but still were denied because we wanted LESS than the USAA MIN of 2500 dollars. I love USAA But I'm really starting to look around for a different insurer that actually keeps the prices down and even actually gives dividends and snap shots er whatever and go back to a credit union.

My husband and I have also applied for loans through USAA and have been denied EVERY time. I will admit that I have not the greatest of credit however my husband's is near flawless but still were denied because we wanted LESS than the USAA MIN of 2500 dollars. I love USAA But I'm really starting to look around for a different insurer that actually keeps the prices down and even actually gives dividends and snap shots er whatever and go back to a credit union.

retiredhappy's avatarretiredhappyVisitor

by retiredhappy ‎11-01-2014 07:06 AM

USAA loves you when you deposit money.  However, if you need a loan forget it.  They only want to help those that borrow large amounts.  I needed a small loan to travel to visit my daughter.  I only asked for the lowest amount.  There is no problems with my credit.  Unfortunately USAA only looks at a member as a number not as a person, an individual, just a number. I have been with USAA almost 20 years.  I never missed a payment on my credit card, or bounced a check or anything.  Funny when I needed a car loan, they granted that to me.  I never missed a payment and even paid it off early.  When I called to ask about the personal loan, the lady I spoke with was so rude.  She just said over and over that I was denied and then just wanted to get rid of my call by saying "Is there anything else", and I said no and she hung up.  My parents have been part of USAA since the time they began.  They boost they are family oriented, but they are not.

USAA loves you when you deposit money.  However, if you need a loan forget it.  They only want to help those that borrow large amounts.  I needed a small loan to travel to visit my daughter.  I only asked for the lowest amount.  There is no problems with my credit.  Unfortunately USAA only looks at a member as a number not as a person, an individual, just a number. I have been with USAA almost 20 years.  I never missed a payment on my credit card, or bounced a check or anything.  Funny when I needed a car loan, they granted that to me.  I never missed a payment and even paid it off early.  When I called to ask about the personal loan, the lady I spoke with was so rude.  She just said over and over that I was denied and then just wanted to get rid of my call by saying "Is there anything else", and I said no and she hung up.  My parents have been part of USAA since the time they began.  They boost they are family oriented, but they are not.

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