I will be closing all my accounts through USAA. Had accounts and services for years. I don’t know any other banks that places a hold on my paycheck. I’ve been depositing my paycheck in my account via the mobile app for a year. All of a sudden they want to hold over 50% of my check for 7 business days. I can’t and will not have my bank tell me I can’t spend my money. I work for a small business without a direct deposit option. Sorry but USAA this in unacceptable.