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Here is how to raise your ATM Daily Withdrawal / Purchasing Limit extracted from USAA FEDERAL SAVINGS BANK AGREEMENTS AND DISCLOSURES (PDF) found here.
3. Daily Withdrawal/Purchasing Limit.
The following daily withdrawal/purchasing limits will apply:
To request a change to your daily withdrawal limit, you may contact USAA Federal Savings Bank by telephone during our normal business hours. You may request either a temporary or permanent change to your daily withdrawal limit, which is subject to approval. A request for a permanent change must be submitted in writing and may be faxed. Such modification shall be effective no later than 10 days following receipt by us, provided the request is approved. In no event will your daily withdrawal limit be less than $50.
Hope this helps.
My Son (whom travels internationally for work) found this out the hard way.
The MAIN PROBLEM with Overseas ATMs is that they need Chip and PIN Cards.
HERE IS SOME HELP:
I hope I have helped...
I live overseas and have for years. I can assure you that you can use US ATM cards pretty much anywhere. When you go to a bank, though, they have local and global ATMs. If you put your ATM card in a local machine, it won't work. You must check that the machine says "Global", "International", or something similar. Look for the Cirrus, MasterCard, etc... symbols, too.
I take money out regularly in Germany, Czech and Austria and have done so in Korea and Japan within the last two years, too. It has never been an issue if using a global ATM.
Also, you can call USAA and have your ATM limit raised for the next 24 hours. If you check their contacts page, they have toll free numbers within many foreign countries.
Welcome to the USAA Member Community Forum.
Thank-you for your service.
Now as for your posts.
I stand CORRECTED!
Great info on the use of "Global" or "International" ATM's.
Thank you for participating in the USAA Member Community Forum.
I was also told at the USAA office (last Friday) that you could manage (change) your ATM withdrawel limits via mobil media. However, I have been unable to find this feature on my ipad or even on the regular website. Would like a USAA associate to post where this link is so that others can do this without calling the 800 number etc. Thank you!!
I was told today-6/28/14 that I could raise my daily ATM withdraw limit via the website. I can't find a link.
Click on your checking account that you want to raise your card limit.
Click on I want to:
Click on more services:
Click on change card limit:
I am in the Dominican Republic now. I just changed my DEBIT CARD ATM Withdrawal limit (which was set at the default limit of $610) online.
Go to your Savings or Checking Account
In a block on the right side of your computer screen, labeled I WANT TO
go to the bottom of the block and click on MORE SERVICES
At the next page, click on ATM/DEBIT CARD
click on CHANGE CARD LIMITS
I increased my daily ATM withdrawal limit to $1500; you can set a much higher limit.
NOTE: your online change is NOT effective immediately. It is effective the next day.
Also note that once you make a ATM limit change, you cannot make another change online for at least seven days.
Agreed. The only reasonable way to get money in eastern europe is via ATM. Lived here for years and I'm walking around with cash in my pocket right now. I only have a mag strip card - never bothered with the chip thing. Some ATMs have different limits, some only allow you to withdraw in local currency (many Russian ATMs give US dollars ironically), but the VAST majority of european ATMs work just fine with our old mag strip technology.
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