marykrhodes's avatar User  marykrhodes  (Opens a pop up layer) Member Stories | ‎04-12-2014 08:55 PM

ATM daily limit raise

Hi
I was told I could raise my daily ATM limit online but I can't find it. Please advise.
Comments
by
‎04-14-2014 10:05 AM

Everyone;

 

Here is how to raise your ATM Daily Withdrawal / Purchasing Limit extracted from USAA FEDERAL SAVINGS BANK AGREEMENTS AND DISCLOSURES (PDF) found here.

 

------------------------------

 

3. Daily Withdrawal/Purchasing Limit.

 

The following daily withdrawal/purchasing limits will apply:

 

  • $600 withdrawal limit per card at any ATM
  • $3,000 purchase limit per card, if your card is a USAA Rewards Debit Card or USAA ATM Card with a Bank checking
    account.
  • $1,000 cash advance limit per card, if your card is a USAA Rewards Debit Card.

To request a change to your daily withdrawal limit, you may contact USAA Federal Savings Bank by telephone during our normal business hours. You may request either a temporary or permanent change to your daily withdrawal limit, which is subject to approval. A request for a permanent change must be submitted in writing and may be faxed. Such modification shall be effective no later than 10 days following receipt by us, provided the request is approved. In no event will your daily withdrawal limit be less than $50.

------------------------------

 

Hope this helps.

Everyone;

 

Here is how to raise your ATM Daily Withdrawal / Purchasing Limit extracted from USAA FEDERAL SAVINGS BANK AGREEMENTS AND DISCLOSURES (PDF) found here.

 

------------------------------

 

3. Daily Withdrawal/Purchasing Limit.

 

The following daily withdrawal/purchasing limits will apply:

 

  • $600 withdrawal limit per card at any ATM
  • $3,000 purchase limit per card, if your card is a USAA Rewards Debit Card or USAA ATM Card with a Bank checking
    account.
  • $1,000 cash advance limit per card, if your card is a USAA Rewards Debit Card.

To request a change to your daily withdrawal limit, you may contact USAA Federal Savings Bank by telephone during our normal business hours. You may request either a temporary or permanent change to your daily withdrawal limit, which is subject to approval. A request for a permanent change must be submitted in writing and may be faxed. Such modification shall be effective no later than 10 days following receipt by us, provided the request is approved. In no event will your daily withdrawal limit be less than $50.

------------------------------

 

Hope this helps.

by StGerard
‎04-23-2014 09:43 AM
I am now in venice Italy and cannot get to my funds on an ATM. I was told by a member of your staff that I could raise my limit online as stated above I can not do this. Tou have my money for my trip to Italy and I cannot get to it. This is very flustrating. Len shoults
I am now in venice Italy and cannot get to my funds on an ATM. I was told by a member of your staff that I could raise my limit online as stated above I can not do this. Tou have my money for my trip to Italy and I cannot get to it. This is very flustrating. Len shoults
by
‎04-23-2014 10:35 AM - edited ‎04-23-2014 10:37 AM

StGerard;

 

My Son (whom travels internationally for work) found this out the hard way.

 

The MAIN PROBLEM with Overseas ATMs is that they need Chip and PIN Cards.

 

  • Regular magnetic strip ATM Cards will NOT WORK in Overseas ATMs.

HERE IS SOME HELP:

 

  • My Son found that most overseas hotels allow for cash withdrawals via a magnetic strip ATM Card. You might want to try this to see if it works for you.
  • More info about Chip and PIN Credit Cards can be found here.

I hope I have helped...

StGerard;

 

My Son (whom travels internationally for work) found this out the hard way.

 

The MAIN PROBLEM with Overseas ATMs is that they need Chip and PIN Cards.

 

  • Regular magnetic strip ATM Cards will NOT WORK in Overseas ATMs.

HERE IS SOME HELP:

 

  • My Son found that most overseas hotels allow for cash withdrawals via a magnetic strip ATM Card. You might want to try this to see if it works for you.
  • More info about Chip and PIN Credit Cards can be found here.

I hope I have helped...

by AmBel
‎05-06-2014 03:54 AM

I live overseas and have for years. I can assure you that you can use US ATM cards pretty much anywhere. When you go to a bank, though, they have local and global ATMs. If you put your ATM card in a local machine, it won't work. You must check that the machine says "Global", "International", or something similar. Look for the Cirrus, MasterCard, etc... symbols, too.

 

I take money out regularly in Germany, Czech and Austria and have done so in Korea and Japan within the last two years, too. It has never been an issue if using a global ATM.

I live overseas and have for years. I can assure you that you can use US ATM cards pretty much anywhere. When you go to a bank, though, they have local and global ATMs. If you put your ATM card in a local machine, it won't work. You must check that the machine says "Global", "International", or something similar. Look for the Cirrus, MasterCard, etc... symbols, too.

 

I take money out regularly in Germany, Czech and Austria and have done so in Korea and Japan within the last two years, too. It has never been an issue if using a global ATM.

by AmBel
‎05-06-2014 03:55 AM

Also, you can call USAA and have your ATM limit raised for the next 24 hours. If you check their contacts page, they have toll free numbers within many foreign countries.

Also, you can call USAA and have your ATM limit raised for the next 24 hours. If you check their contacts page, they have toll free numbers within many foreign countries.

by
‎06-06-2014 11:03 AM

AmBel;

 

Welcome to the USAA Member Community Forum.

 

Thank-you for your service.

 

Now as for your posts.

 

I stand CORRECTED!

 

Great info on the use of "Global" or "International" ATM's.

 

Thank you for participating in the USAA Member Community Forum.

AmBel;

 

Welcome to the USAA Member Community Forum.

 

Thank-you for your service.

 

Now as for your posts.

 

I stand CORRECTED!

 

Great info on the use of "Global" or "International" ATM's.

 

Thank you for participating in the USAA Member Community Forum.

by LKBO
‎06-25-2014 02:03 PM

I was also told at the USAA office (last Friday) that you could manage (change) your ATM withdrawel limits via mobil media. However, I have been unable to find this feature on my ipad or even on the regular website. Would like a USAA associate to post where this link is so that others can do this without calling the 800 number etc. Thank you!!

I was also told at the USAA office (last Friday) that you could manage (change) your ATM withdrawel limits via mobil media. However, I have been unable to find this feature on my ipad or even on the regular website. Would like a USAA associate to post where this link is so that others can do this without calling the 800 number etc. Thank you!!

by USCGNY
‎06-28-2014 09:19 PM

I was told today-6/28/14 that I could raise my daily ATM withdraw limit via the website. I can't find a link. 

I was told today-6/28/14 that I could raise my daily ATM withdraw limit via the website. I can't find a link. 

by JohnLudden
‎06-30-2014 07:46 AM

Click on your checking account that you want to raise your card limit.

 

Click on I want to:

 

Click on more services:

 

Click on change card limit:

 

Follow instructions.

Click on your checking account that you want to raise your card limit.

 

Click on I want to:

 

Click on more services:

 

Click on change card limit:

 

Follow instructions.

by tykim
‎08-08-2014 11:41 AM

I am in the Dominican Republic now.  I just changed my DEBIT CARD ATM Withdrawal limit (which was set at the default limit of $610) online.

 

Go to your Savings or Checking Account

 

In a block on the right side of your computer screen, labeled I WANT TO

go to the bottom of the block and click on MORE SERVICES

At the next page, click on ATM/DEBIT CARD

click on CHANGE CARD LIMITS

 

I increased my daily ATM withdrawal limit to $1500; you can set a much higher limit.

 

NOTE: your online change is NOT effective immediately.  It is effective the next day.

 

Also note that once you make a ATM limit change, you cannot make another change online for at least seven days.

 

I am in the Dominican Republic now.  I just changed my DEBIT CARD ATM Withdrawal limit (which was set at the default limit of $610) online.

 

Go to your Savings or Checking Account

 

In a block on the right side of your computer screen, labeled I WANT TO

go to the bottom of the block and click on MORE SERVICES

At the next page, click on ATM/DEBIT CARD

click on CHANGE CARD LIMITS

 

I increased my daily ATM withdrawal limit to $1500; you can set a much higher limit.

 

NOTE: your online change is NOT effective immediately.  It is effective the next day.

 

Also note that once you make a ATM limit change, you cannot make another change online for at least seven days.

 

by joecross98
‎09-23-2014 05:44 AM

Agreed.  The only reasonable way to get money in eastern europe is via ATM.  Lived here for years and I'm walking around with cash in my pocket right now.  I only have a mag strip card - never bothered with the chip thing.  Some ATMs have different limits, some only allow you to withdraw in local currency (many Russian ATMs give US dollars ironically), but the VAST majority of european ATMs work just fine with our old mag strip technology.

Agreed.  The only reasonable way to get money in eastern europe is via ATM.  Lived here for years and I'm walking around with cash in my pocket right now.  I only have a mag strip card - never bothered with the chip thing.  Some ATMs have different limits, some only allow you to withdraw in local currency (many Russian ATMs give US dollars ironically), but the VAST majority of european ATMs work just fine with our old mag strip technology.

by FazendaIsabel
‎10-01-2014 09:20 PM
Excellent! Many thanks!
Excellent! Many thanks!
by My_Avatar_Is_Orange
‎08-05-2015 04:48 PM

THIS IS THE ACTUAL ANSWER.  Thank you very much!

THIS IS THE ACTUAL ANSWER.  Thank you very much!

by AaronO
‎12-27-2015 03:47 AM

Raise the limit before you leave the country.  They want to send a confirmation to your American phone.

Raise the limit before you leave the country.  They want to send a confirmation to your American phone.

by Dshepley
‎06-23-2016 12:37 AM

1. Click on Account you want to raise

2. On right hand side of page, select (+) next to I want to

3. Select More Services

4. Under ATM/Debit Card Select Chagne Card Limits.

5. Enter your phone number to receive a temporary pin

6. Enter the pin

7. Change the daily amount and Accept

1. Click on Account you want to raise

2. On right hand side of page, select (+) next to I want to

3. Select More Services

4. Under ATM/Debit Card Select Chagne Card Limits.

5. Enter your phone number to receive a temporary pin

6. Enter the pin

7. Change the daily amount and Accept

GusUSAA's avatar User  GusUSAA USAA Service

by USAA Service
‎06-23-2016 10:01 AM

Dshepley,

Thank you for posting in the community. We appreciate you sharing this with our members.

 

Thank you for being a valued USAA member.

Dshepley,

Thank you for posting in the community. We appreciate you sharing this with our members.

 

Thank you for being a valued USAA member.

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