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I recently went through a house fire which I'm thankful for my processor she was up front checked on us bout everyday but instead of rebuilding we decided to go with a modular know to try and get insurance on it is a bit overwhelming I have tried twice to get this accomplished to no avail both times been tied up on phone for 45 min. Been passed around worse than a bag of lays potatoe chips.im ready to take all my business elsewhere.