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Contributor
If you are coming off active duty think twice about using usaa as your primary bank. When I got out I assumed usaa would work best as I could do most of my banking online. This could not be farther from the truth.

It took longer than expected to get a full time law enforcement position. While waiting for that position I depleted my accounts. Once I was hired I delivered the final blow to my accounts moving into a rental home. Since then I have been trying to stay afloat financially without being able to save much money. Due to this USAA has decided to place holds on all checks I deposit for an average of 9 days. This has caused some uncomfortable times trying to balance bills between what feels like 4 pay period(I get paid on the 1st and the 16th, the hold almost half of each check for about 9 days). The final straw was when there was a 700