I just joined USAA not long ago, but I can already notice the difference. USAA has set a standard that will be almost impossible to surpass by any other. I look forward to being a lifelong member and taking full advantage of all the wonderful services they have to offer. They actually care about you, and if you ever have an issue they have the best customer service representatives I have ever come across. Thank you USAA for giving a service member a great and honest place to do business.