My ex-husband joined USAA when he was promoted to warrant. We saved a lot on car insurance and it was always nice when we would get calls from other companies wanting to give us a quote until we told them we were with USAA. Following our divorce, I kept my membership in USAA and have been with them since. USAA provides my checking and savings, my car insurance, and my homeowners insurance. On occasion I have used other services and find myself checking their web page when I want to make a purchase. I enjoy the 25% discount for flowers and send more flowers as a result.