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U.S.A.A banking couldn`t be easier-Direct deposit-Direct withdrawals for USAA car insurance,USAA car loan , USAA home improvement loan ,USAA Medicare Supplement. Also pay most regular household bills (utillities ,internet ,satelite TV ,etc.) with USAA credit card which is paid once a month online. Usually takes less than 20 minutes per month to take care of it all ,not to mention all the postage I save.