I became a member in 2010 joining the military in 2009. When I heard of all the wonderful things USAA was doing for soldiers and their families I had to see for myself. I opened a checking account that is awesome with online access, USAA granted me a credit card to help establish my credit, I went from paying $298/month to Nationwide for insurance to $128/month for the same coverage and renters ins. with USAA. After becoming an Officer in Aug. 2010 USAA approved my starter loan to get married and start my career. Thank you USAA! It's just amazing.