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My father served 2 tours in Vietnam with the Navy. I am a legacy member and have been for several years. I started out with just auto insurance, and then tried USAA banking. I have been extremely pleased with the quality of service from USAA. I always remind friends and family that if they are eligible for USAA membership, they should join as soon as possible. I can guarantee that auto insurance coverage will be better and at a lower rate, that investments can be made with top ranked funds, that there is free online banking with bill pay and rebates on ATM charges, and that unlike most financial institutions, they will receive a dividend. I don’t know what else you can say about a top rate institution like USAA, but just thank you and thank Commander Mike Shaddock USNR Ret.