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HI USAA COMMUNITY, SO THIS IS MY HUSBANDS FIFTH TIME DEPLOYING AND OUR 12TH YEAR OF MARRIAGE.  ACTUALLY OUR ANNIVERSARY IS COMING UP ON THE 4TH OF FEBRUARY.  THIS MAKES ME THINK BACK OVER THE COURSE OF OUR MARRIAGE AND HOW OUR FAMILY AND FINANCES HAVE CHANGED.  WE HAVE 3 CHILDREN NOW AND OUR LAST CHILD IS ALMOST IN KINDERGARTEN, SO THAT MEANS THAT I WILL BE GOING BACK TO WORK.  SEE, I HAVE BEEN A STAY AT HOME MOM FOR YEARS AND THE THOUGHT OF GOING BACK TO WORK SCARES ME, BUT I KNOW IT IS NEEDED BECAUSE WE HAVE DECIDED TO PAY DOWN MY DEBT AND GET US BACK ON A STRAIGHT FINANCIAL PATH.  THIS MEANS THAT I HAVE TO SPEND LESS AND TRY TO SAVE MORE.  THIS CAN BE DONE, I AM SURE, BUT I HAVE TO MAKE SURE THAT MY FIND IS ON TRACK WITH WHATS BEST FOR MY FAMILY INSTEAD OF THE WANTS OF MY HEART.  ANYONE ELSE FEEL LIKE THIS??