We tend to pass on our standards and values to our children. I know that my wife and I did, to our daughters. In the past, USAA had been for active and retired officers and their spouses only. When USAA opened up eligibility for their insurance products to family members, I felt that it would be a mutually beneficial fit: My daughters would benefit from USAA's great products and member service; and, USAA would benefit from the addition of two more very responsible people to their insurance pool.