I was the first person to call you and ask what was known about the rumors of the Gov't shutting down on midnight of the 8th of april with regards to the fed spendin budget. I think I can say that you were the most prepared to assist those who would have been effected by this (military and gov't civilians) with being understanding and willing to suspend c/c interest rates as well as cash advance charges. Plus allowing account holders with loans to possibly skip a payment. Ya'll knew that anyone effected by this who couldn't make a payment would not have skipped a payment because they didn't want to pay but because they didn't get paid. They say six to eight months emergency fund; but some of us have been trying to save and pay bills so it ain't so easy but we do our best. But thank you sooo much for being proactive vs. reactive.