I joined USAA in 1969 while a new 2nd Lt. in pilot training, and for the last 43 years I have been very satisfied that my insurance money was well spent. I am proud to say my daughter and her husband, both Captains in the USAF are also members, as is my son, a civilian. I also advised a long time friend to look into USAA when I learned he was an enlisted man in the Reserves back in the 60's. He did and now he is a member as well and happy he checked it out. Keep up the excellent customer service and keep the costs down.