FYI: my USAA insurance was supposed to have lapsed on this car that i was still making payment for it. I was so broke and The finance company said I owed them about $2500 for the insurance they put on the car. I explained my situation to USAA. USAA sent them paperwork saying I was covered and the finance company ended giving me the 2500 I was supposed to owe. Thanks USAA you are part of my family.