My family evacuated due to the Monument Fire in AZ. While our home sustained no damage from the 30,000 acre wildfire, we evacuated due to the smoke and risk from controlled burns. The claims adjuster was effecient, professional, and encouraging - just when he needed to be. Submitting the claim was simple, and payment was quick, with the amount deposited directly into my USAA bank account within two days of submittal. I don't think there is a better insurance comany anywhere.