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Recently I finally got a smart phone and immediately checked out USAA to be able to do all my banking-then I remembered about the deposit @ mobile for USAA and took advantage of it. Very easy to set up and follow. After a few pictures, immediately deposited the check and it was instantly credited to my bank account. Wow- amazing!!! Now- there's really no need for me to have a local bank to deposit checks, especially not when I can do an immediate deposit with my smart phone. Bravo USAA, Bravo!!! Most impressive