I am so glad I join USAA. It was hard to change over but my wife was persistant about it. Now I do everything one stop shopping at the best bank in the States. Always have enjoyed the customer service because it really makes a difference when you are overseas trying to get something done. Thanks for all your help findiing a house with no hassles, vehicle no hassle, and just over all great company and I suggest your company to everyone. Just wish my family could join USAA also.