I have banked and had insurance with many companies since I have come of age. I have to say hands-down USAA is the most reliable, most fair, and the most pleasant organization I have ever done business with. They always offer great rates and discounts, rewards for being a military family, and some of the friendliest folks to deal with in customer service. I would never change banks again as it doesn't get better than this. Thank you for being an amazing and supportive bank & your app is incredible!