There is a hold on a check in my account making my funds not available to pay bills. I called and was told there is nothing they can do to help. I call bull!@!@ The so called federal hold according to FDIC is placed by the bank not the government. They want to make sure the check clears before they give me access to my funds. The check they put on hold is from our boyscout troop for reimbursement of our previously spent funds. Now I cant pay my bills and feed my four kids. When I explained this to them was repeatedly told Sorry we cant help you!! I will be rethinking keeping my accounts here!!
I have been a member of USAA for 3 years, I have auto insurance, and AMEX card and a personal loan with this bank. Last month I made a mobile deposit into this account to cover my bills and it was put on hold for 10 days.
I tried the mobile deposit again this month and got the same results.
There should be some type of warning prior to accepting these deposits and then holding them hostage for almost 2 weeks!!! This is no way to to treat veterans! Looking for another bank!!!!
I have just had my payroll check direct deposited into my husband and I's joint acct. Please note this is our only acct. There is a hold on our funds that is causing us to be late on making our pymnts for bills. I can understand a bank holding funds from a smaller company, but I work for a large fortune 500 company. Well the number 14 to be exact. Its not like they need to wait to make sure that the check will have the funds to clear... obviously they will. Will these holds continue? Or is there some way to circumvent these?