I started with USAA in the early 90s when I was just starting my career in the Air Force. Later I had children and I established a checking and a savings account for both of them. They learned early on how to manage their money and understand the concept of "Money can't come out unless money goes in." They are self sufficient in handling their money now and because USAA makes it easy to transfer and for me to monitor their accounts (for a couple more years anyway) it takes the agony of research and numerous phone calls on my part out of the equation. Thanks USAA for supporting your customers and making life easier !!!