I purchased my first car yesterday, with the help of USAA. I have heard many horror stories of people staying at dealerships into the wee hours of the night trying to work a deal. I went in thinking I was going to have to haggle them down on the price, however I simply mentioned I was a USAA member and they automatically gave me the lowest price. No arguing, no crunching numbers. I simply signed, and drived. The pricing was a pretty good discount off of the list price, about $1250 off. So not only was it easy, but the price was low enough to where I didnt have to put down $1,000, which I was already planning on. So, with low interest rates I kept my payments below what I can afford, and I can keep all of my savings! USAA is an awesome bank, they make everything easy for you to get you the best possible deal.