I have been a member of USAA since I started to drive at age 16. At 35, I have all of my insurances (life, auto, home) and finances (checking, savings, money market) handled through USAA. This is the greatest company EV-ER! I never wait on hold to talk to a live person and they are always very helpful and friendly each time I call. When times have been tough, they have always been willing to work with me and help me get back on track and I can't tell you what that means to a young single woman trying to make it on her own. I will be a life-long member.
I agree - USAA is simply the best. Specifically, they are always willing to work with you. That meant a lot to me after my divorce in 1990's and during my present short sale situation. Through good times and hard times, the customer service and financial products top notch!