I recently applied on line for a USAA Master Card Rewards card. I was advised that my application would be answered in a few hours and to check my messages. After checking for several days, I decided to re apply. Same storey... Checked my messages the next morning. Approved with a strong limit. Card is on its way. Then today I get a new message.... Approved for a second account also with a strong limit. Now I have two cards with very high limits. I am quite happy to be approved like this but I was wondering what some of you more experienced users would do.
I have 3 cards myself, I also have a very nice credit score, if you know how to manage yourself and your money, then use them both that would be best just py early and never miss a payment, I'm an experienced card user so I say go for it. WHAT EVER YOU DO, DO NOT CLOSE THE ACCOUNT, it will drop your credit gerastically!
Hey Thanks People! Ihave been fortunate because these accounts will allow me to report a very low usage. Interest does not matter because I never buy on credit what I can not buy in cash. Gonna use this blessing wisely.