Since 1987 when my husband added me to his insurance policies USAA has always been there for us. Homeowners, renters, life, cars, HELOC, car loans, credit cards, home and auto claims. Not only for us, but our son and wife. Our daughter is also using USAA now. Thanks for the great benefits and services. To the mad people: it's not always the banks fault. Sometimes you need to take responsibility.