I have been a member of USAA since I went to OCS in 1964 ! They have always been there for me when I had claims (not many of them ) all over the world from British Honduras for a car burglary to Paris for a Luggage theft in the Gare Du Nord to insuring my house in Florida and all of my cars since 1964. The prices are very competitive and always the least expensive when you compare apples to apples! I wish they would expand their Banking services to Business services so I can give them that Business too !!