I am a third generation USAA member and I plan to continue the family tradition of being a life long member. My mother told my siblings and I about USAA and we all qualified to join, due to her father. I was happy with my insurance and banking, until I found out what I was really missing. I switched over in 2007 and I have never looked back. I opened up banking, insurance and a credit card. When I received my auto and renter policy quotes, I almost hit the floor! I couldn't believe how much more I received and saved over $600.00 a year!!! The true test of USAA is when I was in an accident in 2008. I had my car into an approved USAA body shop in less than 30 minutes after the accident. The body shop even stayed open late on a Friday night to get my car and issue a rental. All of this because of my USAA membership! I can see why USAA is a family tradition and it is one I intended to pass down to future generations.