Hi Aklady! I understand that you are interested in installing a woodstove and would like to see if there would be an increase in premium. Kindly note, we are unable to discuss premiums over social media. We are more than happy to answer any questions you have by phone or chat. To proceed we offer an online option via our click to chat and to proceed please go to the insurance page > reach a representative or if you prefer a representative can be reached by phone at 1-800-531-8722 (USAA) or #8722 (USAA) from a cell phone. Thank you for your membership.