VPP policy limits - before USAA underwriters go over the top?


What are the limits for VPP items. I recently tried to insure a piece of jewelry and USAA underwriters got all out of whack. Monitored theft system, fire system, etc. It would cost me more to armour my home than pay for the policy. What dollar amount triggers this? $50,000 item? Thanks.


@Jammer1234, I was able to send you a private message regarding your VPP inquiry. I look forwarding to hearing from you. ~ Shane