I'm a limited member at USAA. I've been seeing this popup "waiver of underage fee is applicable to USAA insurance eligible members only" whenever I use USAA portal to book a rental car since very recently. Has there been a change of policy recently (in < 2 weeks) regarding discount on underage fee for rental cars?



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Thank you for all of your comments, to address your questions, Richard Rathman, the project manager for our rental car programs gives additional details in this blog post.


Thank you

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Our Alliance Program offers discounts with Avis, Budget, Enterprise, and Hertz.  Each has different criteria for young driver discount waiver (see the below):

1. Avis - Waives young driver fees for 21 - 24 years old members


2.  Enterprise - Waives young driver fees for 21-24 year old members


3.  Hertz - Waives young driver fees for 18-24 year old members


4.  Budget - Waives young driver fees for 21 - 24 years old members


Hope this helps!







I also have the same question. How do I know what kind of member I am so that I know for sure that the underage fee will be waived? Or are all USAA members eligible to have the fee waived?

Hi Jmina. All USAA members are eligible for this discount. The young driver fee is waived for 18 to 24 years old for Hertz and 21 to 24 years old for Enterprise, Avis and Budget. Please visit for additional details. Have a great day!

What about USAA members that only have a brokerage account? In other words USAA members without an insurance policy. Would the underage driver fee still be waived?

That USAA Insured drivers over 18 and under 26 (age 22, to be exact) do not have to pay the undersage driver fee with Hertz certainly has not prven to be true for my son.  USAA won't help.  Hertz won't help.  Is there ANY integrity left in the world?


I located your policy and I see that you're not currently insured through USAA.  The discount is only for members who have an active insurance policy with us.  ~Mike

So I rented a car like 2 weeks ago (I'm 19) didn't get charged a waiver fee; I'm insurance eligible but don't have an active policy and now that I try to rent again I'm getting hit with a fee.. there is no rhyme or reason. Please help.


To qualify for these benefits - you must:

  • Have a valid member number
  • Reserve the rental vehicle using the appropriate discount code(s) for the USAA Program with each alliance (Avis, Budget, Enterprise, and Hertz).

Hope this helps!


So just to be clear, if I have a USAA investment account this makes me a valid USAA member? I see it in "MY USAA" at the top home page.