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Jarheadvet
Contributor
USAA has left me without a car for almost 2 months since my BMW was in an accident. And now it's a total loss and they are holding my equity funds until a salvage title is obtained, I've tried to purchase a used car until my funds are released or my BMW is repaired. They refuse to lend me less than $5,000 for a used car that's black-booked by USAA at $2,000 more than I'm paying for it. They won't give me a temporary personal loan or extend my credit card limit.
If I had to do it over again, I would've made them pay for a rental car until this is resolved. After all I have FULL COVERAGE INSURANCE with USAA.
Also during the total loss claim process I was constantly left in the dark throughout the process steps and was actually locked out of my claims communication center at one point. I felt like I was manipulated. They even undervalued my car and shorted me on my payoff check.
So here I am without a car for 2 months, without my thousands of vehicle equity dollars and can't buy another car because they won't send the dealer a check less than $5,000.
So I question what does USAA actually care about...... $
It certainly isn't me.

Most Helpful

@Jarheadvet, I am sorry to hear about the trouble you encountered with your total loss claim.  I asked a business specialist to research your situation further and to follow up with you as soon as possible.  They will be contacting you soon.  Thanks again for your membership and reaching out to us.  ~ Robert

4 REPLIES

@Jarheadvet, I am sorry to hear about the trouble you encountered with your total loss claim.  I asked a business specialist to research your situation further and to follow up with you as soon as possible.  They will be contacting you soon.  Thanks again for your membership and reaching out to us.  ~ Robert

Within a few hours, I received a call from Tiffany with USAA.  She was very friendly and concerned.  

Tiffany did an outstanding job and resolved all of my issues.

Thank you USAA for reaching out and taking care the problems.

You're so very welcome @Jarheadvet. If there is anything else we can assist you with please don't hesitate to reach out to us again. 

This is pretty much where i am. It has 2 months and one day since my accident and they are now telling me I have to go get a salvaged title even though my car is only totaled in USAA eyes. Their “preffered repair” shop is only 2-3k over an actual repair shop but they will not accept that quote. It is not totaled and the actual cah value was garbage. I am glad to hear your claim got resolved, what sucks is you had to post here to get it completed.