I received a cancellation for nonpayment in the mail today. Work has been extremely slow, due to the weather. I've had a hard time making payments and have decided that I may need to switch to another company for a cheaper monthly rate. I already know that I wont be able to pay the amount that I owe. I've been a USAA member for a few years and the auto insurance rates seem to be more than others. Especially since I haven't gotten any tickets or had an accidents. I'm not sure what to do at this point.