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4 considerations before adding Fido to the family

by Community Manager

‎06-09-2014 11:07 AM

Family DogThat cute little puppy can grasp at your heartstrings and before you know it ­-- or taken time to evaluate the financial implications -- you’ve added a new family member.  According to the American Society for the Prevention of Cruelty to Animals, a new dog could add roughly $1,300 to $1,800 to your household expenses in the first year. With their eyes on your wallet, CERTIFIED FINANCIAL PLANNER ™ professionals with USAA, Scott & JJ, encourage you to understand all the costs of ownership before expanding your family:

Pet Insurace

Concerned about expenditures for your pet’s health? Check out USAA’s latest offering:  Pet insurance.


Grocery store: You won’t be able to roll past the pet aisle anymore. In fact, you’ll be a regular visitor. You’ll need food, treats, toys and don’t forget leashes, crates and grooming supplies. It adds up quick.


Home maintenance: Even under the best of circumstances a new pet could add a  new dimension to your trips to the local home improvement store. Fencing, carpet cleaning, and lawn maintenance are all part of the deal.


Medical expenses: Just like humans, pets need regular checkups. Expect to lay out big bucks for vaccinations, wellness exams, heartworm medicine, flea and tick treatments, and the like. You may treat them like kids, but you can’t cover them on your family health plan.


Vacations: The price of time away from home just skyrocketed. In addition to plane tickets, hotels, or gas money, you may need a pet sitter or kennel which can add hundreds to your getaway.


Views and opinions expressed by members are for informational purposes only and should not be deemed as an endorsement by USAA.


Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the United States, which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.


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by Kinah ‎06-23-2014 05:59 PM

One way to save money is to foster an animal.  Some organizations still handle some of the costs related to caring for a dog or cat.



Community Managers

Briana Hartzell

Briana Hartzell

Briana knows all about moving. This Navy wife has helped her husband relocate to four different naval air stations in the last three years. A former USAA employee, Briana is co-founder of The Triple Dish, a blog focused on food, fitness and military life.

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Wendy Poling

Wendy Poling

Wendy is a social media strategist and founder of, featuring a popular military spouse blog and the hit podcast Navy Wife Radio and now Military Life Radio. She is the wife of a submariner who has also served in Afghanistan.

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Charles Pratt

Charles "Chazz" Pratt

Charles "Chazz" Pratt III is a former U.S. Army Captain who made the Military-to-Civilian career transition in 1994. In his book, The Fort Living Room Transition Course, he shares valuable tips & tricks to help you succeed. Since his transition from the military, he's worked for several Fortune 500 companies, including Pfizer, Genentech, and St. Jude Medical, among others.

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Scott Halliwell

Scott Halliwell

Scott Halliwell is a CERTIFIED FINANCIAL PLANNER™ practitioner.

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Joseph Montanaro

Joseph "J.J." Montanaro

Joseph "J.J." Montanaro is a CERTIFIED FINANCIAL PLANNER™ practitioner.

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